6.1 理赔报案申请
<p>[TOC]</p>
<p><strong>理赔申请</strong></p>
<h2>一、接口名称</h2>
<p>理赔申请</p>
<h2>二、接口详情</h2>
<p>1、通用理赔接口文档
所有请求报文通过加密接口获取加密字符串，使用加密字符串请求理赔接口，将理赔接口的请求字符串通过解密接口进行解密</p>
<h2>三、接口地址</h2>
<p>1、开发环境：</p>
<p>理赔请求：<a href="https://porsche-avatar.chinahuanong.com.cn/claim/channelapi/claim/claimsregister">https://porsche-avatar.chinahuanong.com.cn/claim/channelapi/claim/claimsregister</a></p>
<h1>四、HTTP请求方式</h1>
<p>POST</p>
<h1>五、请求接口参数</h1>
<h2>头信息(ebReqHead)</h2>
<table>
<thead>
<tr>
<th>字段名称</th>
<th>字段代码</th>
<th>类型</th>
<th>是否必须</th>
<th>说明</th>
</tr>
</thead>
<tbody>
<tr>
<td>时间戳</td>
<td>reqTime</td>
<td>varchar</td>
<td>是</td>
<td>2020-07-13 12:30:00</td>
</tr>
<tr>
<td>保单号</td>
<td>policyNo</td>
<td>varchar</td>
<td>是</td>
<td>X00272211230000000662</td>
</tr>
</tbody>
</table>
<h2>请求体（ebReqBody）</h2>
<table>
<thead>
<tr>
<th>字段名称</th>
<th>字段代码</th>
<th>类型</th>
<th>是否必须</th>
<th>示例值</th>
</tr>
</thead>
<tbody>
<tr>
<td>理赔体</td>
<td>ebClaim</td>
<td>Object</td>
<td>是</td>
<td></td>
</tr>
</tbody>
</table>
<h3>理赔实体（ebClaim）</h3>
<table>
<thead>
<tr>
<th>字段名称</th>
<th>字段代码</th>
<th>类型</th>
<th>是否必须</th>
<th>示例值</th>
</tr>
</thead>
<tbody>
<tr>
<td>订单号</td>
<td>orderId</td>
<td>varchar</td>
<td>是</td>
<td>本次请求唯一标识，幂等使用</td>
</tr>
<tr>
<td>渠道编码</td>
<td>policySource</td>
<td>varchar</td>
<td>非必填</td>
<td>保司分配</td>
</tr>
<tr>
<td>出险时间</td>
<td>damageDate</td>
<td>varchar</td>
<td>是</td>
<td>2020-07-13 12:30:00</td>
</tr>
<tr>
<td>报案时间</td>
<td>reportDate</td>
<td>varchar</td>
<td>是</td>
<td>2020-07-13 12:30:00</td>
</tr>
<tr>
<td>报案人姓名</td>
<td>registName</td>
<td>varchar</td>
<td>是</td>
<td>张三</td>
</tr>
<tr>
<td>报案人电话</td>
<td>reportMobile</td>
<td>varchar</td>
<td>是</td>
<td>13722222222</td>
</tr>
<tr>
<td>联系人电话</td>
<td>linkerName</td>
<td>varchar</td>
<td>是</td>
<td>李四</td>
</tr>
<tr>
<td>联系人电话</td>
<td>linkerMobile</td>
<td>varchar</td>
<td>是</td>
<td>13822222222</td>
</tr>
<tr>
<td>报案金额</td>
<td>claimAmount</td>
<td>BigDecimal</td>
<td>是</td>
<td>1000</td>
</tr>
<tr>
<td>报案金额币种</td>
<td>claimAmountCurrency</td>
<td>varchar</td>
<td>是</td>
<td>需要和投保接口传入的签单币种一致</td>
</tr>
<tr>
<td>收款账号</td>
<td>bankAccount</td>
<td>varchar</td>
<td>非必填</td>
<td>801342564321687</td>
</tr>
<tr>
<td>收款开户行代码（联行号）</td>
<td>bankBranchCode</td>
<td>varchar</td>
<td>否</td>
<td>123456</td>
</tr>
<tr>
<td>收款开户行名称（支行）</td>
<td>bankBranchName</td>
<td>varchar</td>
<td>否</td>
<td>招商银行长春路支行</td>
</tr>
<tr>
<td>收款人姓名</td>
<td>payName</td>
<td>varchar</td>
<td>否</td>
<td>王五</td>
</tr>
<tr>
<td>银行名称（总行）</td>
<td>bankName</td>
<td>varchar</td>
<td>否</td>
<td>招商银行</td>
</tr>
<tr>
<td>银行代码</td>
<td>bankCode</td>
<td>varchar</td>
<td>否</td>
<td>123456</td>
</tr>
<tr>
<td>出险区域1：境内0：境外</td>
<td>damageAreaCode</td>
<td>varchar</td>
<td>否</td>
<td>1</td>
</tr>
<tr>
<td>出险经过描述</td>
<td>processDesc</td>
<td>varchar</td>
<td>否</td>
<td>一些情况描述</td>
</tr>
<tr>
<td>赔付条款列表</td>
<td>cItemKind</td>
<td>List<EbItemKindVo></td>
<td>否</td>
<td>赔付条款列表(多责任必传)</td>
</tr>
<tr>
<td>影像文件列表</td>
<td>fileInfoList</td>
<td>List</td>
<td>是</td>
<td>影像文件列表</td>
</tr>
</tbody>
</table>
<h4>赔付条款列表（cItemKind）</h4>
<table>
<thead>
<tr>
<th>名称</th>
<th>类型</th>
<th>是否必须</th>
<th>示例值</th>
<th>描述</th>
</tr>
</thead>
<tbody>
<tr>
<td>riskCode</td>
<td>varchar</td>
<td>是</td>
<td>2211</td>
<td>险种</td>
</tr>
<tr>
<td>kindCode</td>
<td>varchar</td>
<td>是</td>
<td>Z22015</td>
<td>险别</td>
</tr>
<tr>
<td>itemCode</td>
<td>varchar</td>
<td>是</td>
<td>0259</td>
<td>责任</td>
</tr>
<tr>
<td>itemClaimAmount</td>
<td>BigDecimal</td>
<td>是</td>
<td>580000</td>
<td>责任赔付金额 金额币种需要和理赔金额币种一致</td>
</tr>
</tbody>
</table>
<h4>影像文件列表（fileInfoList）</h4>
<table>
<thead>
<tr>
<th>名称</th>
<th>类型</th>
<th>是否必须</th>
<th>示例值</th>
<th>描述</th>
</tr>
</thead>
<tbody>
<tr>
<td>filePath</td>
<td>varchar</td>
<td>否</td>
<td>/opt/file/0123</td>
<td>文件路径</td>
</tr>
<tr>
<td>fileName</td>
<td>varchar</td>
<td>否</td>
<td>123.mp4</td>
<td>文件名称</td>
</tr>
</tbody>
</table>
<h2>报文示例</h2>
<pre><code>{
&quot;ebReqHead&quot;: {
&quot;reqTime&quot;: &quot;2023-03-24 12:00:00&quot;,
&quot;policyNo&quot;: &quot;X00272211230000000662&quot;
},
&quot;ebReqBody&quot;: {
&quot;ebClaim&quot;: {
&quot;policySource&quot;: &quot;PHN_SYX&quot;,
&quot;damageDate&quot;: &quot;2023-03-24 13:00:00&quot;,
&quot;registName&quot;: &quot;王严理赔&quot;,
&quot;reportMobile&quot;: &quot;18526662222&quot;,
&quot;linkerName&quot;: &quot;王严理赔&quot;,
&quot;linkerMobile&quot;: &quot;18526662222&quot;,
&quot;claimAmount&quot;: &quot;100000&quot;,
&quot;bankAccount&quot;: &quot;6217002100931024103&quot;,
&quot;payName&quot;: &quot;中信银行&quot;,
&quot;bankName&quot;: &quot;工行&quot;,
&quot;bankCode&quot;: &quot;12345678&quot;,
&quot;bankBranchCode&quot;: &quot;12345678&quot;,
&quot;bankBranchName&quot;: &quot;工行长春道支行&quot;,
&quot;reportDate&quot;: &quot;2023-03-24 12:30:00&quot;,
&quot;processDesc&quot;: &quot;撞了&quot;,
&quot;cItemKind&quot;: [{
&quot;riskCode&quot;: &quot;2211&quot;,
&quot;kindCode&quot;: &quot;Z22015&quot;,
&quot;itemCode&quot;: &quot;0259&quot;,
&quot;itemClaimAmount&quot;: &quot;800000.00&quot;
}]
}
}
}</code></pre>
<h1>六、返回接口参数</h1>
<h2>ebResHead（响应头）</h2>
<table>
<thead>
<tr>
<th>字段名称</th>
<th>字段代码</th>
<th>类型</th>
<th>是否必须</th>
<th>示例值</th>
</tr>
</thead>
<tbody>
<tr>
<td>请求时间</td>
<td>reqTime</td>
<td>varchar</td>
<td>是</td>
<td>2023-03-27 14:05:59</td>
</tr>
<tr>
<td>响应时间</td>
<td>resTime</td>
<td>varchar</td>
<td>是</td>
<td>2023-03-27 14:05:59</td>
</tr>
</tbody>
</table>
<h2>ebResBody（响应体）</h2>
<table>
<thead>
<tr>
<th>字段名称</th>
<th>字段代码</th>
<th>类型</th>
<th>是否必须</th>
<th>示例值</th>
</tr>
</thead>
<tbody>
<tr>
<td>处理编码</td>
<td>dealCode</td>
<td>varchar</td>
<td>是</td>
<td>000000</td>
</tr>
<tr>
<td>报案成功</td>
<td>dealDesc</td>
<td>varchar</td>
<td>是</td>
<td>处理描述</td>
</tr>
<tr>
<td>报案号</td>
<td>registNo</td>
<td>varchar</td>
<td>是</td>
<td>A4400PDCA230300000003</td>
</tr>
</tbody>
</table>
<h3>处理编码</h3>
<table>
<thead>
<tr>
<th>代码</th>
<th>释义</th>
</tr>
</thead>
<tbody>
<tr>
<td>000001</td>
<td>未知异常，请联系管理员</td>
</tr>
<tr>
<td>000002</td>
<td>数据正在处理中</td>
</tr>
<tr>
<td>000003</td>
<td>系统不存在该渠道</td>
</tr>
<tr>
<td>000004</td>
<td>签名无法识别</td>
</tr>
<tr>
<td>000005</td>
<td>Json格式不正确，转换异常</td>
</tr>
<tr>
<td>000006</td>
<td>验证交易数据时异常，请联系管理员</td>
</tr>
<tr>
<td>000008</td>
<td>数据转换异常，请联系管理员</td>
</tr>
<tr>
<td>100001</td>
<td>字段为空</td>
</tr>
<tr>
<td>100002</td>
<td>不符合浮点数类型或精度超出约定</td>
</tr>
<tr>
<td>101001</td>
<td>默认值错误 (默认为1)</td>
</tr>
<tr>
<td>102001</td>
<td>小时必须在[0-24]内</td>
</tr>
<tr>
<td>102002</td>
<td>日期格式不合法：YYYY-MM-DD</td>
</tr>
<tr>
<td>200001</td>
<td>您无权限操作此单</td>
</tr>
<tr>
<td>201001</td>
<td>日期格式不合法：YYYY-MM-DD</td>
</tr>
<tr>
<td>201002</td>
<td>小时必须在[0-24]内</td>
</tr>
<tr>
<td>000010</td>
<td>保单号不存在</td>
</tr>
<tr>
<td>000011</td>
<td>该出险人今天已经报案,不允许再报案</td>
</tr>
<tr>
<td>000012</td>
<td>出险时间不在缴费期次当中</td>
</tr>
<tr>
<td>000013</td>
<td>出险人信息不存在,不允许报案</td>
</tr>
<tr>
<td>000014</td>
<td>查询结果为空</td>
</tr>
<tr>
<td>000015</td>
<td>该保单未起保,不允许报案</td>
</tr>
<tr>
<td>000016</td>
<td>出险时间不在保险期间内,不允许报案</td>
</tr>
</tbody>
</table>
<h1>解密后返回报文实例</h1>
<pre><code> {
&quot;ebResBody&quot;: {
&quot;dealCode&quot;: &quot;000000&quot;,
&quot;dealDesc&quot;: &quot;报案成功&quot;,
&quot;registNo&quot;: &quot;A4400PDCA230300000003&quot;
},
&quot;ebResHead&quot;: {
&quot;reqTime&quot;: &quot;2023-03-27 14:05:59&quot;,
&quot;resTime&quot;: &quot;2023-03-27 14:05:59&quot;
}
}</code></pre>