个税偿债能力评分
<h3>接口描述</h3>
<ul>
<li>输入身份证号和姓名，返回偿债能力</li>
</ul>
<h3>请求地址</h3>
<p><code>https://api.jumdata.com/personal/solvency-level</code></p>
<h3>请求方式</h3>
<ul>
<li>GET/POST</li>
</ul>
<h3>请求格式</h3>
<ul>
<li>x-www-form-urlencoded</li>
</ul>
<h3>请求参数</h3>
<table>
<thead>
<tr>
<th>名称</th>
<th>类型</th>
<th>是否必填</th>
<th><div style="width:420px">说明</div></th>
</tr>
</thead>
<tbody>
<tr>
<td>appId</td>
<td>String</td>
<td>是</td>
<td>客户唯一标识</td>
</tr>
<tr>
<td>timestamp</td>
<td>Long</td>
<td>是</td>
<td>当前时间戳</td>
</tr>
<tr>
<td>sign</td>
<td>String</td>
<td>是</td>
<td>签名，详见：签名算法说明</td>
</tr>
<tr>
<td>idcard</td>
<td>String</td>
<td>是</td>
<td>身份证号</td>
</tr>
<tr>
<td>name</td>
<td>String</td>
<td>是</td>
<td>姓名</td>
</tr>
</tbody>
</table>
<h4>签名算法</h4>
<pre><code>sign = sha256(appId + appSecret + timestamp)</code></pre>
<p>用服务商分配的 <strong>appId</strong>、服务商分配的 <strong>appSecret</strong>，当前时间戳 <strong>timestamp</strong>，按上述顺序拼接成字符串，再进行 <strong>sha256</strong> 哈希得到。如下：</p>
<pre><code class="language-java">String appId = &quot;xyzxy2121zxyz&quot;；
String timestamp = &quot;1555378976238&quot;；
String appSecret = &quot;efcefcef1121cefcefc1212121&quot;；
String str = appId + appSecret + timestamp；
String sign = sha256(str)；</code></pre>
<h3>成功返回样例</h3>
<pre><code class="language-json">{
&quot;code&quot;: 200, // 返回码，详见：code返回码说明
&quot;msg&quot;: &quot;成功&quot;, // code对应的说明描述
&quot;taskNo&quot;: &quot;074388502348792558&quot;, // 唯一请求号
&quot;charge&quot;: true, // 计费标志 true - 计费，false - 不计费
&quot;data&quot;: {
&quot;level&quot;: &quot;C&quot;, // 详见偿债能力评分说明
}
}</code></pre>
<h3>失败返回样例</h3>
<pre><code class="language-json">{
&quot;msg&quot;: &quot;身份证号格式不正确&quot;,
&quot;code&quot;: 400
}</code></pre>
<h3>返回字段说明</h3>
<table>
<thead>
<tr>
<th>字段名</th>
<th><div style="width:420px">说明</div></th>
</tr>
</thead>
<tbody>
<tr>
<td>code</td>
<td>返回码，详见：<strong>code返回码说明</strong></td>
</tr>
<tr>
<td>msg</td>
<td>code对应的描述</td>
</tr>
<tr>
<td>taskNo</td>
<td>本次请求号</td>
</tr>
<tr>
<td>charge</td>
<td>计费标志 true - 计费，false - 不计费</td>
</tr>
<tr>
<td>data</td>
<td>见成功返回示例</td>
</tr>
</tbody>
</table>
<h3>偿债能力评分说明</h3>
<table>
<thead>
<tr>
<th>等级</th>
<th><div style="width:420px">偿债能力(单位：万元）</div></th>
</tr>
</thead>
<tbody>
<tr>
<td>A</td>
<td>无法预测</td>
</tr>
<tr>
<td>B</td>
<td>[0,0.2)</td>
</tr>
<tr>
<td>C</td>
<td>[0.2,0.4)</td>
</tr>
<tr>
<td>D</td>
<td>[0.4,0.6)</td>
</tr>
<tr>
<td>E</td>
<td>[0.6,0.8)</td>
</tr>
<tr>
<td>F</td>
<td>[0.8,1)</td>
</tr>
<tr>
<td>G</td>
<td>[1,1.5)</td>
</tr>
<tr>
<td>H</td>
<td>[1.5,2)</td>
</tr>
<tr>
<td>I</td>
<td>[2,3)</td>
</tr>
<tr>
<td>J</td>
<td>[3,4)</td>
</tr>
<tr>
<td>K</td>
<td>[4,5)</td>
</tr>
<tr>
<td>L</td>
<td>5+</td>
</tr>
</tbody>
</table>
<p>> 偿债能力分析参数包含每月工资收入、年底奖金和分红，及其他需缴纳个税收入</p>
<h3>code返回码说明</h3>
<table>
<thead>
<tr>
<th>code</th>
<th><div style="width:420px">说明</div></th>
</tr>
</thead>
<tbody>
<tr>
<td>200</td>
<td>成功（计费）</td>
</tr>
<tr>
<td>400</td>
<td>参数错误</td>
</tr>
<tr>
<td>404</td>
<td>接口地址不正确</td>
</tr>
<tr>
<td>500</td>
<td>系统维护，请稍候再试</td>
</tr>
<tr>
<td>601</td>
<td>接口未开通</td>
</tr>
<tr>
<td>602</td>
<td>账号停用</td>
</tr>
<tr>
<td>603</td>
<td>余额不足请充值</td>
</tr>
<tr>
<td>604</td>
<td>接口停用</td>
</tr>
<tr>
<td>606</td>
<td>调用超限，请稍候再试</td>
</tr>
<tr>
<td>607</td>
<td>ip不在白名单</td>
</tr>
<tr>
<td>609</td>
<td>请求过于频繁，请稍候再试</td>
</tr>
<tr>
<td>610</td>
<td>请求超时</td>
</tr>
<tr>
<td>701</td>
<td>查无记录</td>
</tr>
<tr>
<td>999</td>
<td>其他，以实际返回为准</td>
</tr>
</tbody>
</table>