银行卡账户类型识别（停用）
<h3>接口描述</h3>
<ul>
<li>根据银行卡号、姓名、身份证号码、手机号查询银行卡账户类型</li>
</ul>
<h3>请求地址</h3>
<p><code>https://api.jumdata.com/bankcard/type/query-v2</code></p>
<h3>请求方式</h3>
<ul>
<li>GET/POST</li>
</ul>
<h3>请求格式</h3>
<ul>
<li>x-www-form-urlencoded</li>
</ul>
<h3>请求参数</h3>
<table>
<thead>
<tr>
<th>名称</th>
<th>类型</th>
<th>必须</th>
<th><div style="width:420px">说明</div></th>
</tr>
</thead>
<tbody>
<tr>
<td>appId</td>
<td>String</td>
<td>是</td>
<td>服务商分配的唯一标识</td>
</tr>
<tr>
<td>timestamp</td>
<td>Long</td>
<td>是</td>
<td>当前时间的毫秒数</td>
</tr>
<tr>
<td>sign</td>
<td>String</td>
<td>是</td>
<td>签名，详见签名算法说明</td>
</tr>
<tr>
<td>bankcard</td>
<td>String</td>
<td>是</td>
<td>银行卡号</td>
</tr>
<tr>
<td>name</td>
<td>String</td>
<td>是</td>
<td>姓名</td>
</tr>
<tr>
<td>idcard</td>
<td>String</td>
<td>是</td>
<td>身份证号码</td>
</tr>
<tr>
<td>mobile</td>
<td>String</td>
<td>是</td>
<td>手机号</td>
</tr>
</tbody>
</table>
<h3>签名算法说明</h3>
<pre><code>sign = sha256(appId + appSecret + timestamp)</code></pre>
<p>用服务商分配的 <strong>appId</strong>、服务商分配的 <strong>appSecret</strong>，当前时间毫秒数 <strong>timestamp</strong>，按上述顺序拼接成字符串，再进行 <strong>sha256</strong> 哈希得到。如下：</p>
<pre><code class="language-java">String appId = &quot;xyzxy2121zxyz&quot;；
String timestamp = &quot;1555378976238&quot;；
String appSecret = &quot;efcefcef1121cefcefc1212121&quot;；
String str = appId + appSecret + timestamp；
String sign = sha256(str)；</code></pre>
<h3>正确返回样例</h3>
<pre><code class="language-json">{
&quot;code&quot;: 200, // 返回码，详见返回码说明
&quot;msg&quot;: &quot;成功&quot;, // code对应的描述
&quot;charge&quot;: true, // 计费标志
&quot;taskNo&quot;: &quot;69564903663951243279&quot;, // 本次请求号
&quot;data&quot;: {
&quot;type&quot;: 1, // 账户类型, 详见： 账户类型type说明
&quot;bankName&quot;: &quot;中国银行&quot; // 银行名称
}
}</code></pre>
<h3>错误返回样例</h3>
<pre><code class="language-json">{
&quot;code&quot;: 400,
&quot;msg&quot;: &quot;参数错误，银行卡格式不正确&quot; ,
&quot;charge&quot;: false,
}</code></pre>
<h3>code返回码说明</h3>
<table>
<thead>
<tr>
<th>code</th>
<th><div style="width:420px">说明</div></th>
</tr>
</thead>
<tbody>
<tr>
<td>200</td>
<td>成功</td>
</tr>
<tr>
<td>400</td>
<td>参数错误</td>
</tr>
<tr>
<td>401</td>
<td>数据异常，未能获取结果</td>
</tr>
<tr>
<td>404</td>
<td>请求地址不正确</td>
</tr>
<tr>
<td>500</td>
<td>服务商维护，请稍候再试</td>
</tr>
<tr>
<td>501</td>
<td>官方数据源维护，请稍候再试</td>
</tr>
<tr>
<td>601</td>
<td>接口未开通</td>
</tr>
<tr>
<td>602</td>
<td>账号停用</td>
</tr>
<tr>
<td>603</td>
<td>余额不足请充值</td>
</tr>
<tr>
<td>604</td>
<td>接口停用</td>
</tr>
<tr>
<td>606</td>
<td>调用超限，请稍候再试</td>
</tr>
<tr>
<td>607</td>
<td>ip不在白名单</td>
</tr>
<tr>
<td>609</td>
<td>请求过于频繁，请稍候再试</td>
</tr>
<tr>
<td>610</td>
<td>请求超时</td>
</tr>
<tr>
<td>999</td>
<td>其他，以实际返回为准</td>
</tr>
</tbody>
</table>
<h3>账户类型type说明</h3>
<table>
<thead>
<tr>
<th>type</th>
<th><div style="width:420px">说明</div></th>
</tr>
</thead>
<tbody>
<tr>
<td>1</td>
<td>疑似I类银⾏账户 (计费)</td>
</tr>
<tr>
<td>2</td>
<td>II类银⾏账户 (计费)</td>
</tr>
<tr>
<td>3</td>
<td>III类银⾏账户 (计费)</td>
</tr>
<tr>
<td>4</td>
<td>II类或III类银⾏账户 (计费)</td>
</tr>
<tr>
<td>5</td>
<td>贷记卡</td>
</tr>
<tr>
<td>6</td>
<td>暂不⽀持银⾏</td>
</tr>
<tr>
<td>7</td>
<td>⾮电⼦账户 (计费)</td>
</tr>
<tr>
<td>8</td>
<td>未知账户类型</td>
</tr>
</tbody>
</table>